Health Insurance 1st Edition by Michael Morrisey – Ebook PDF Instant Download/Delivery: 9781567932829, 1567932827
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Product details:
ISBN 10: 1567932827
ISBN 13: 9781567932829
Author: Michael A. Morrisey
This book provides a thorough overview of health insurance in the United States, with an emphasis on private insurance. Topics covered include: The historical development of U.S. health insurance and the theory of demand for insurance, Issues of adverse selection and moral hazard, How managed care affects hospital and physician markets, The large role played by employer-sponsored health insurance programs, Health savings accounts, consumer-driven plans, and the small-employer market, Traditional Medicare coverage as well as Medicare Advantage programs and Medigap coverage,Medicaid, SCHIP, and crowd-out of private coverage. Charts and tables as well as bulleted summaries further clarify the key points of each chapter.
Table of contents:
1 History of health insurance
2 A summary of insurance coverage
3 The demand for health insurance
4 Adverse selection
5 Underwriting and rate making
6 Risk adjustment
7 Moral hazard and prices
8 Moral hazard and utilization management
9 Selective contracting and hospitals
10 Selective contracting and physicians
11 Managed care backlash, provider consolidation, monopsony power, and most favor nation clauses
12 Premium sensitivity for health insurance
13 Compensating differentials
14 Taxes and employer-sponsored health insurance
15 Employers and agents
16 Health savings accounts and consumer driven health plans
17 The small group market
18 Regulation in the insurance market
19 The individual market
20 State high-risk pools
21 Medicare
22 Retiree coverage
23 Medicaid, crowd-out, and long term care insurance
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Tags: Michael Morrisey, Health, Insurance